LENDING TO SMALL AND MEDIUM-SIZED ENTERPRISES BY ALPHA BANK
Abstract
For small and medium-sized enterprises (SMEs) access to finance is paramount to growth and innovation. Financing SMEs from bank loans remains a first option that sometimes faces barriers. In this paper we analyze the financing of SMEs by Alpha Bank. The bank offers financing to SMEs that need support according to the specifics of their activity, coming up with customized solutions for the development of growth potential, producing the multiplier effect at the level of the national economy. Alpha Bank's lending to large companies has made significant progress, and SME financing has reached its highest level lately. Alpha Bank also comes to the aid of start-ups by providing support to entrepreneurs at the beginning of the road. Also, the bank signed from 2021 an agreement with the Agency for Financing Rural Investments to intensify the absorption of European Funds allocated through the National Rural Development Program.
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LUCRĂRI ȘTIINȚIFICE MANAGEMENT AGRICOL
ISSN print 1453-1410
ISSN online 2069-2307
(former ISSN 1453-1410, E-ISSN 2069-2307)
PUBLISHER: AGROPRINT Timisoara, Romania
PAPER ACCESS: Full text articles available for free
FREQUENCY: Annual
PUBLICATION LANGUAGE: English
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Banat`s University of Agricultural Sciences and Veterinary Medicine “King Michael I of Romania” from Timisoara
Faculty of Management and Rural Tourism
300645, Timisoara, Calea Aradului 119, Romania
E-mail: tabitaadamov2003 [at] yahoo.com
Phone: +40-256-277439, Fax.: +40-256-277031