THE EVOLUTION OF THE BANK CREDIT STRUCTURE BY ACTIVITY OF BORROWER AND RISK CATEGORIES

Daniela Harangus

Abstract


The evolution of bank loans in structure and dynamics is analyzed during the period 2015-2018. This research proposes a comparative analysis of the evolution of bank credits by sectors of economic activity (Industry; Services; Construction; Agriculture, forestry, fishery; Financial intermediation; Public administration and Individuals). The evolution of bank loans by risk categories (Treasury loans, Inventory loans, Equipment loans, Foreign trade loans, Commercial loans and others) shows the priorities of banks to finance these activity. Banking prudence is also found in the selection by banks in the types of loans granted to clients.


Keywords


bank credit; risk categories; economic activity; activity of borrower

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Copyright (c) 2019 Daniela Harangus

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LUCRĂRI ȘTIINȚIFICE MANAGEMENT AGRICOL

ISSN print 1453-1410
ISSN online 2069-2307
(former ISSN 1453-1410, E-ISSN 2069-2307)

PUBLISHER: AGROPRINT Timisoara, Romania
PAPER ACCESS: Full text articles available for free
FREQUENCY: Annual
PUBLICATION LANGUAGE: English

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