STUDY REGARDING THE LOAN OF NON-FINANCIAL COMPANIES

Elena Claudia Sîrbulescu, Luminita Pirvulescu, Andreea Feher, Mariana Chirila, Daniel Chirila

Abstract


This article presents the typology of loans granted to non-financial corporations. The lending decision is a very important decision for both the applicant and the bank. Lending to non-financial corporations must be based on objective aspects related to the company's knowledge, its activity, but also its management, through good information. The lending activity focuses on the analysis of the viability and realism of the business in order to identify and evaluate the ability to pay applicants, but also its ability to generate income and cash, which are the primary source of credit and interest payments.


Keywords


loans; non-financial corporations; business

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References


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Copyright (c) 2022 Elena Claudia Sîrbulescu, Luminita Pirvulescu, Andreea Feher, Mariana Chirila, Daniel Chirila

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LUCRĂRI ȘTIINȚIFICE MANAGEMENT AGRICOL

ISSN print 1453-1410
ISSN online 2069-2307
(former ISSN 1453-1410, E-ISSN 2069-2307)

PUBLISHER: AGROPRINT Timisoara, Romania
PAPER ACCESS: Full text articles available for free
FREQUENCY: Annual
PUBLICATION LANGUAGE: English

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