ANALYZING AND FORECASTING KEY PROFITABILITY INDICATORS OF BANKING SYSTEM IN ROMANIA

Luminița Șerbănescu, Consuela Necșulescu

Abstract


Banking institution have a significant contribution to the functioning of the national economy. Through its activities, any banking institution aims to achieve a return in condition  of specific risks. In this article we present the analysis and forecast key indicators of banking profitability. To determine the correlation between banking profitability indicators we used econometric models of multifactor regression. We also used dynamic models to determine the trend and forecast development banking institutions.


Keywords


the banking system; the profit; assets utilization rate; economic rate of return; financial rate of return; indebtedness

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LUCRĂRI ȘTIINȚIFICE MANAGEMENT AGRICOL

ISSN print 1453-1410
ISSN online 2069-2307
(former ISSN 1453-1410, E-ISSN 2069-2307)

PUBLISHER: AGROPRINT Timisoara, Romania
PAPER ACCESS: Full text articles available for free
FREQUENCY: Annual
PUBLICATION LANGUAGE: English

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Banat`s University of Agricultural Sciences and Veterinary Medicine “King Michael I of Romania” from Timisoara
Faculty of Management and Rural Tourism
300645, Timisoara, Calea Aradului 119, Romania

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